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Loan, investment, tax, salary, and repayment calculators for everyday money decisions.
EMI CalculatorCalculate EMI, monthly loan payments, total interest, and total repayment from principal, interest rate, and loan term.SIP CalculatorCalculate SIP maturity value, total invested amount, and estimated returns for recurring monthly investments with editable amount, return, and duration.APY CalculatorConvert a nominal interest rate into APY, compare compounding choices, and estimate interest earned on a deposit.Certificate of Deposit CalculatorEstimate CD maturity value, interest earned, and APY from deposit amount, rate, term, and compounding frequency.Future Value CalculatorProject the future value of a starting amount plus monthly contributions using an annual return and investment term.IRR CalculatorEstimate internal rate of return and NPV from an initial investment, annual cash flows, terminal value, and discount rate.XIRR CalculatorEstimate annualized return from irregular investment cash flows with dated deposits, withdrawals, and an XNPV check.WACC CalculatorCalculate weighted average cost of capital from equity value, debt value, cost of equity, pre-tax debt cost, and tax rate.DCF CalculatorEstimate enterprise value, equity value, and value per share from free cash flow, growth, discount rate, terminal growth, net debt, and shares.Return on Equity CalculatorCalculate return on equity from net income and average shareholders' equity, with a quick profit-to-equity interpretation.Return on Assets CalculatorCalculate return on assets from net income and average total assets to compare asset productivity.Return on Sales CalculatorCalculate return on sales from operating profit and revenue to estimate operating margin.Time Value of Money CalculatorEstimate future value, present value of payments, and growth effect from a starting amount, recurring payment, rate, and term.College Value CalculatorEstimate college return on investment from net cost, degree salary premium, salary growth, discount rate, and working years.Currency ConverterConvert between major world currencies with live exchange rates, fallback snapshots, and a selectable 1-year historical exchange-rate chart.Bullion ConverterEstimate gold, silver, platinum, and palladium value by gram, tola, ounce, purity, currency, market basis, and historical chart range.Fuel Cost CalculatorEstimate trip fuel use and cost from distance, vehicle efficiency, and fuel price.Tip Splitter CalculatorCalculate a tip, final bill total, and per-person share for group meals.Loan CalculatorCalculate monthly loan payment, total interest, and repayment total for a fixed-rate loan.Mortgage Payoff CalculatorEstimate mortgage payoff time, interest paid, interest saved, total paid, extra monthly principal, and one-time prepayment effects from your current balance, rate, and payment.Mortgage Amortization CalculatorEstimate mortgage amortization with monthly payment, balance at a selected year, full monthly and annual amortization tables, charts, payoff date, principal paid, interest paid, total interest, and optional extra principal payments.Mortgage Affordability CalculatorEstimate how much house you can afford from income, debts, down payment, mortgage rate, term, property tax, insurance, PMI, HOA dues, and debt-to-income limits.Simple Interest CalculatorCalculate simple interest, maturity amount, principal, rate, or time from straightforward interest inputs.Compound Interest CalculatorEstimate future value, compound interest earned, and growth from compounding frequency.Tax / VAT / GST CalculatorAdd or remove indirect tax from an amount and see tax and total values clearly for VAT, GST, HST, TVA, IVA, and similar systems.Salary CalculatorConvert annual, monthly, weekly, daily, and hourly pay using work schedule assumptions.CAGR / Investment Return CalculatorCalculate compound annual growth rate from starting value, ending value, and time.Debt Payoff CalculatorEstimate debt payoff time and interest using snowball or avalanche planning.Retirement Savings CalculatorProject retirement savings from current balance, monthly contributions, years, and return rate.Inflation / Purchasing Power CalculatorEstimate future cost and purchasing power from an annual inflation rate.Rent vs Buy CalculatorCompare estimated monthly ownership cost with monthly rent.Net Worth TrackerAdd assets and subtract liabilities to calculate a simple net worth snapshot.Capital Gains Tax CalculatorEstimate capital gain, tax due, and after-tax proceeds from a sale.Savings Goal CalculatorEstimate the monthly saving needed to reach a target goal by a deadline.Dividend Yield CalculatorCalculate dividend yield and annual dividend income from price, dividend, and shares.Dollar Cost Averaging CalculatorEstimate invested amount and projected value from regular investments over time.Credit Card Payoff CalculatorEstimate how long it will take to pay off a credit card balance from APR and monthly payment.Auto Loan CalculatorEstimate car loan payment, amount financed, total interest, and total cost after down payment, trade-in, tax, and fees.NPV CalculatorCalculate net present value from an initial investment, discount rate, and up to five yearly cash flows.Payback Period CalculatorEstimate how many years and months it takes for annual cash flow to recover an initial investment.Emergency Fund CalculatorEstimate how much emergency savings you need and how much remains to save.Loan Comparison CalculatorCompare two loans by monthly payment, total repayment, and interest.Mortgage Refinance CalculatorEstimate refinance monthly savings, break-even time, and total savings after closing costs.Loan Affordability CalculatorEstimate the loan principal supported by a monthly payment budget, rate, and term.Present Value CalculatorDiscount a future amount back to today's estimated value using a rate and term.Annuity Payout CalculatorEstimate a level monthly payout from a balance, expected return, and payout term.Effective Interest Rate CalculatorConvert a nominal annual interest rate into an effective annual rate after compounding.Debt to Income Ratio CalculatorEstimate front-end and back-end debt-to-income ratios from monthly income and debt payments.Mortgage Points CalculatorEstimate mortgage points cost, monthly savings, and break-even time from a rate reduction.India Advance Tax Calculator
India - FY 2025-26 / AY 2026-27Estimate quarterly advance tax instalments after TDS/TCS, deductions, surcharge, cess, and non-salary income such as interest, rent, and capital gains.India Salary TDS CalculatorIndia - FY 2025-26 / AY 2026-27Plan monthly salary TDS under old or new regime using salary components, deductions, employer declarations, and tax already deducted.India Capital Gains Tax CalculatorIndia - FY 2025-26 / AY 2026-27Calculate STCG and LTCG estimates for equity, mutual funds, property, and other assets with exemption and surcharge-aware assumptions.India House Property Income CalculatorIndia - FY 2025-26 / AY 2026-27Estimate taxable house-property income from rent, municipal taxes, standard deduction, and home-loan interest under the selected regime.India Stamp Duty and Registration CalculatorIndia - FY 2025-26 / AY 2026-27Estimate state-wise stamp duty and registration charges for home purchases, with buyer type and property value assumptions.US Paycheck Withholding Calculator
United States - Tax year 2026Estimate federal withholding from pay period wages, Form W-4 inputs, pre-tax deductions, credits, and year-to-date withholding.US Self-Employment Tax CalculatorUnited States - Tax year 2026Estimate Social Security, Medicare, Additional Medicare Tax, and the self-employment tax deduction for contractors and small businesses.US Estimated Quarterly Tax CalculatorUnited States - Tax year 2026Plan quarterly estimated payments using projected income, withholding, credits, prior-year safe harbor, and self-employment tax.US Capital Gains Tax CalculatorUnited States - Tax year 2026Estimate short-term and long-term federal capital gains tax with filing status, ordinary income, losses, qualified dividends, and NIIT assumptions.US State Income Tax CalculatorUnited States - Tax year 2026Add state-level income tax estimates for high-demand states with filing status, deductions, credits, and local-tax caveats.US Child Tax Credit and EITC EstimatorUnited States - Tax year 2026Estimate common family tax credits with filing status, qualifying children, earned income, and phase-out assumptions.UK Student Loan Repayment Calculator
United Kingdom - Tax year 2026/27Estimate Plan 1, Plan 2, Plan 4, Plan 5, and postgraduate loan repayments from employment or self-assessment income.UK Capital Gains Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate annual exempt amount usage, gains after losses, residential-property treatment, and basic or higher-rate CGT bands.UK Dividend Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate tax on dividends after the dividend allowance and income-tax bands, with salary and other income entered separately.UK Savings Interest Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate taxable savings interest after the starting rate for savings and personal savings allowance.UK Self Assessment Payments on Account CalculatorUnited Kingdom - Tax year 2026/27Project balancing payments and payments on account from last year's liability, PAYE deductions, student loans, and capital gains.Australia Income Tax and Medicare Levy Calculator
Australia - 2026/27Estimate resident income tax, Medicare levy, Medicare levy surcharge context, offsets, and take-home income for the current financial year.Australia PAYG Withholding CalculatorAustralia - 2026/27Estimate pay-period withholding using tax-free threshold, pay frequency, HELP/STSL status, allowances, and deductions.Australia Super Guarantee CalculatorAustralia - 2026/27Estimate Australian super guarantee contributions with the 12% SG rate, editable ordinary time earnings, contributions already paid, and the 2026/27 maximum contribution base.Australia Capital Gains Tax CalculatorAustralia - 2026/27Estimate net capital gain after losses, holding-period discount, and marginal-tax inclusion assumptions.Australia Stamp Duty CalculatorAustralia - 2026/27Estimate state and territory transfer duty for property purchases, with first-home, owner-occupier, and investor assumptions.UAE Corporate Tax Calculator
UAE - 2026Estimate UAE corporate tax on taxable income with small-business relief, free-zone, exempt-income, and threshold assumptions clearly separated.UAE End of Service Gratuity CalculatorUAE - 2026Estimate private-sector gratuity using salary, service length, contract assumptions, and reason for separation.UAE Excise Tax CalculatorUAE - 2026Estimate excise tax for tobacco, energy drinks, carbonated drinks, sweetened drinks, and other excise goods.Canada Income Tax Calculator
Canada - 2026Estimate federal and provincial or territorial income tax with credits, deductions, CPP/QPP, EI, and province-specific assumptions.Canada Payroll Deductions CalculatorCanada - 2026Estimate Canadian payroll deductions with editable 2026 CPP, CPP2, EI, income-tax withholding, pay frequency, wage bases, and take-home pay.Canada RRSP Deduction Limit CalculatorCanada - 2026Estimate RRSP contribution room from prior earned income, unused room, pension adjustments, PSPA, PAR, and the 2026 C$33,810 annual dollar limit.Canada TFSA Contribution Room CalculatorCanada - 2026Estimate TFSA contribution room using prior room, the 2026 C$7,000 annual limit, last-year withdrawals, and current-year contributions.Canada Capital Gains Tax CalculatorCanada - 2026Estimate taxable capital gains, losses, inclusion-rate assumptions, and resulting federal/provincial tax impact.Canada Land Transfer Tax CalculatorCanada - 2026Estimate provincial and city land transfer tax for common home-purchase scenarios, including Toronto and first-time buyer assumptions.Germany Wage Tax Calculator
Germany - 2026Estimate Lohnsteuer using taxable wages, tax class, children allowances, solidarity surcharge, and church tax assumptions.Germany Net Salary and Social Insurance CalculatorGermany - 2026Estimate employee net pay after pension, health, unemployment, long-term care insurance, wage tax, solidarity surcharge, and church tax.Germany Church Tax and Solidarity Surcharge CalculatorGermany - 2026Estimate add-on taxes from income tax, state church-tax rate, children allowance treatment, and solidarity surcharge thresholds.Germany Capital Income Tax CalculatorGermany - 2026Estimate Abgeltungsteuer on interest, dividends, and investment gains with saver allowance, solidarity surcharge, and church tax assumptions.Germany Real Estate Transfer Tax CalculatorGermany - 2026Estimate Grunderwerbsteuer from purchase price and federal-state rate, with state-specific assumptions visible.Singapore Income Tax Calculator
Singapore - 2026Estimate resident and non-resident individual income tax using chargeable income, reliefs, rebates, and YA-specific rates.Singapore CPF Contribution CalculatorSingapore - 2026Estimate Singapore employee and employer CPF contributions with 2026 age-rate context, editable rates, ordinary wages, additional wages, the S$8,000 OW ceiling, and annual wage ceiling.Singapore Property Stamp Duty CalculatorSingapore - 2026Estimate BSD, ABSD, and SSD for residential and non-residential property using buyer profile, property count, and price.Singapore Property Tax CalculatorSingapore - 2026Estimate annual property tax from annual value and owner-occupier, non-owner-occupier, or non-residential rates.Singapore Self-Employed MediSave CalculatorSingapore - 2026Estimate MediSave contributions for self-employed persons or platform-worker scenarios using net trade income and age.New Zealand Income Tax Calculator
New Zealand - 2026/27Estimate annual income tax using current individual tax brackets, secondary-income assumptions, and taxable income from multiple sources.New Zealand PAYE CalculatorNew Zealand - 2026/27Estimate New Zealand PAYE deductions with income tax, ACC, KiwiSaver, optional student-loan repayment, pay frequency, and the 3.5% KiwiSaver default from 1 April 2026.New Zealand KiwiSaver CalculatorNew Zealand - 2026/27Project KiwiSaver savings with the 3.5% employee and employer defaults from 1 April 2026, ESCT, government contribution, taxable-income eligibility, balance, return, and term.New Zealand Bright-Line Property Tax CalculatorNew Zealand - 2026/27Estimate whether a residential property sale falls within the bright-line period and approximate taxable profit after costs.New Zealand Provisional Tax CalculatorNew Zealand - 2026/27Estimate provisional tax instalments from residual income tax using standard uplift and projected-income assumptions.Pakistan Salary Income Tax Calculator
Pakistan - Tax year 2026Estimate salary tax from taxable salary, allowances, rebates, surcharge assumptions, and current tax-year slabs.Pakistan Withholding Tax CalculatorPakistan - Tax year 2026Estimate withholding under common sections for salary, services, contracts, bank profit, dividends, vehicles, and property transactions.Pakistan ATL Filer vs Non-Filer Tax Impact CalculatorPakistan - Tax year 2026Compare common withholding outcomes for active taxpayers and non-active taxpayers on banking, property, vehicles, and securities.Pakistan Property Transfer Tax CalculatorPakistan - Tax year 2026Estimate buyer and seller withholding taxes for immovable property transfers with filer status and property value assumptions.Pakistan Capital Gains Tax CalculatorPakistan - Tax year 2026Estimate capital gains tax for securities or immovable property using holding period, acquisition cost, sale value, and filer status.US Mortgage CalculatorUnited StatesEstimate a US-style monthly mortgage payment with principal and interest, down payment, property tax, homeowner insurance, PMI or mortgage insurance, HOA dues, total P&I payments, payoff date, amortization tables, charts, and optional extra principal payment.India Home Loan EMI CalculatorIndiaEstimate India home loan EMI, total interest, total principal-and-interest payments, payoff date, prepayment effect, and a repayment schedule with optional property tax, insurance, loan fees, and maintenance dues.UK Mortgage Repayment CalculatorUnited KingdomEstimate UK mortgage repayments with deposit, term years and months, monthly overpayment, total interest, payoff date, repayment schedule, and optional council tax, buildings insurance, service charge, or mortgage fees.Canada Mortgage CalculatorCanadaEstimate a Canadian mortgage payment with down payment, amortization, property tax, home insurance, mortgage loan insurance, condo fees, prepayment, payoff date, and amortization schedule.Australia Mortgage CalculatorAustraliaEstimate Australian mortgage repayments with deposit, council rates, home insurance, LMI or loan fees, strata fees, extra repayments, payoff date, total interest, and amortization charts.NZ Mortgage Repayment CalculatorNew ZealandEstimate New Zealand mortgage repayments with deposit, rates, house insurance, lender fees, body corporate fees, extra repayments, payoff date, total interest, and amortization schedule.Australia GST CalculatorAustralia - 2026Add or remove Australian GST using standard, zero, or custom rates with clear net, GST, and gross price results.UAE VAT CalculatorUnited Arab Emirates - 2026Add or remove UAE VAT using standard, zero, or custom rates with clear net, VAT, and gross price results.Canada GST/HST CalculatorCanada - 2026Estimate Canadian GST/HST and provincial tax by province or territory, with inclusive and exclusive price modes.Germany VAT CalculatorGermany - 2026Add or remove German VAT using standard, reduced, zero, or custom rates with clear net, VAT, and gross price results.Singapore GST CalculatorSingapore - 2026Add or remove Singapore GST using standard, zero, or custom rates with clear net, GST, and gross price results.New Zealand GST CalculatorNew Zealand - 2026Add or remove New Zealand GST at 15%, zero, or custom rates. Split GST-inclusive or GST-exclusive prices into net, GST, total, and the 3/23 GST portion.Pakistan Sales Tax CalculatorPakistan - 2026Add or remove Pakistan sales tax using standard, zero, or custom rates with clear net, sales tax, and gross price results.US Federal Income Tax CalculatorUnited States - Tax year 2026Estimate 2026 US federal ordinary income tax from filing status, deduction choice, taxable income, and credits.FICA Payroll Tax CalculatorUnited States - Calendar year 2026Estimate US Social Security, Medicare, and Additional Medicare payroll tax for 2026 wages.401(k) Contribution CalculatorUnited States - Tax year 2026Estimate 2026 401(k) employee contribution room, employer match, and projected retirement balance.Roth IRA CalculatorUnited States - Tax year 2026Estimate 2026 Roth IRA contribution eligibility, phase-out reduction, and future account growth.UK Income Tax + NI CalculatorUnited Kingdom - Tax year 2026/27Estimate UK take-home pay from employment income, income tax, employee National Insurance, tax region, and pre-tax deductions.UK Stamp Duty CalculatorEngland and Northern Ireland - 2026Estimate residential Stamp Duty Land Tax from property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge.UK VAT CalculatorUnited Kingdom - 2026Add or remove UK VAT using standard, reduced, zero, or custom VAT rates with clear net, VAT, and gross price results.ISA Allowance CalculatorUnited Kingdom - Tax year 2026/27Track UK ISA contributions, remaining annual allowance, planned contribution room, and Lifetime ISA bonus estimate.Pension Auto-Enrolment CalculatorUnited Kingdom - Tax year 2026/27Estimate UK workplace pension auto-enrolment status, qualifying earnings, employee contribution, employer contribution, and total contribution.India Income Tax CalculatorIndia - FY 2025-26 / AY 2026-27Estimate Indian income tax for FY 2025-26 by comparing the new regime and a basic old-regime calculation.HRA Exemption CalculatorIndia - FY 2025-26 / AY 2026-27Estimate India House Rent Allowance exemption from salary, HRA received, rent paid, city type, and tax regime.PPF CalculatorIndiaProject Public Provident Fund maturity value, total deposits, and interest from annual deposits and an entered rate.EPF / PF CalculatorIndiaEstimate India EPF/PF corpus from monthly salary, employee contribution, employer EPF split, EPS diversion, and interest.NPS CalculatorIndiaProject National Pension System corpus, lump-sum withdrawal, annuity corpus, and monthly pension estimate.India GST CalculatorIndiaAdd or remove India GST from an amount using common GST slabs, inclusive or exclusive pricing, intra-state CGST/SGST, inter-state IGST, or international/export treatment notes.
India - FY 2025-26 / AY 2026-27Estimate quarterly advance tax instalments after TDS/TCS, deductions, surcharge, cess, and non-salary income such as interest, rent, and capital gains.India Salary TDS CalculatorIndia - FY 2025-26 / AY 2026-27Plan monthly salary TDS under old or new regime using salary components, deductions, employer declarations, and tax already deducted.India Capital Gains Tax CalculatorIndia - FY 2025-26 / AY 2026-27Calculate STCG and LTCG estimates for equity, mutual funds, property, and other assets with exemption and surcharge-aware assumptions.India House Property Income CalculatorIndia - FY 2025-26 / AY 2026-27Estimate taxable house-property income from rent, municipal taxes, standard deduction, and home-loan interest under the selected regime.India Stamp Duty and Registration CalculatorIndia - FY 2025-26 / AY 2026-27Estimate state-wise stamp duty and registration charges for home purchases, with buyer type and property value assumptions.US Paycheck Withholding CalculatorUnited States - Tax year 2026Estimate federal withholding from pay period wages, Form W-4 inputs, pre-tax deductions, credits, and year-to-date withholding.US Self-Employment Tax CalculatorUnited States - Tax year 2026Estimate Social Security, Medicare, Additional Medicare Tax, and the self-employment tax deduction for contractors and small businesses.US Estimated Quarterly Tax CalculatorUnited States - Tax year 2026Plan quarterly estimated payments using projected income, withholding, credits, prior-year safe harbor, and self-employment tax.US Capital Gains Tax CalculatorUnited States - Tax year 2026Estimate short-term and long-term federal capital gains tax with filing status, ordinary income, losses, qualified dividends, and NIIT assumptions.US State Income Tax CalculatorUnited States - Tax year 2026Add state-level income tax estimates for high-demand states with filing status, deductions, credits, and local-tax caveats.US Child Tax Credit and EITC EstimatorUnited States - Tax year 2026Estimate common family tax credits with filing status, qualifying children, earned income, and phase-out assumptions.UK Student Loan Repayment CalculatorUnited Kingdom - Tax year 2026/27Estimate Plan 1, Plan 2, Plan 4, Plan 5, and postgraduate loan repayments from employment or self-assessment income.UK Capital Gains Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate annual exempt amount usage, gains after losses, residential-property treatment, and basic or higher-rate CGT bands.UK Dividend Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate tax on dividends after the dividend allowance and income-tax bands, with salary and other income entered separately.UK Savings Interest Tax CalculatorUnited Kingdom - Tax year 2026/27Estimate taxable savings interest after the starting rate for savings and personal savings allowance.UK Self Assessment Payments on Account CalculatorUnited Kingdom - Tax year 2026/27Project balancing payments and payments on account from last year's liability, PAYE deductions, student loans, and capital gains.Australia Income Tax and Medicare Levy CalculatorAustralia - 2026/27Estimate resident income tax, Medicare levy, Medicare levy surcharge context, offsets, and take-home income for the current financial year.Australia PAYG Withholding CalculatorAustralia - 2026/27Estimate pay-period withholding using tax-free threshold, pay frequency, HELP/STSL status, allowances, and deductions.Australia Super Guarantee CalculatorAustralia - 2026/27Estimate Australian super guarantee contributions with the 12% SG rate, editable ordinary time earnings, contributions already paid, and the 2026/27 maximum contribution base.Australia Capital Gains Tax CalculatorAustralia - 2026/27Estimate net capital gain after losses, holding-period discount, and marginal-tax inclusion assumptions.Australia Stamp Duty CalculatorAustralia - 2026/27Estimate state and territory transfer duty for property purchases, with first-home, owner-occupier, and investor assumptions.UAE Corporate Tax CalculatorUAE - 2026Estimate UAE corporate tax on taxable income with small-business relief, free-zone, exempt-income, and threshold assumptions clearly separated.UAE End of Service Gratuity CalculatorUAE - 2026Estimate private-sector gratuity using salary, service length, contract assumptions, and reason for separation.UAE Excise Tax CalculatorUAE - 2026Estimate excise tax for tobacco, energy drinks, carbonated drinks, sweetened drinks, and other excise goods.Canada Income Tax CalculatorCanada - 2026Estimate federal and provincial or territorial income tax with credits, deductions, CPP/QPP, EI, and province-specific assumptions.Canada Payroll Deductions CalculatorCanada - 2026Estimate Canadian payroll deductions with editable 2026 CPP, CPP2, EI, income-tax withholding, pay frequency, wage bases, and take-home pay.Canada RRSP Deduction Limit CalculatorCanada - 2026Estimate RRSP contribution room from prior earned income, unused room, pension adjustments, PSPA, PAR, and the 2026 C$33,810 annual dollar limit.Canada TFSA Contribution Room CalculatorCanada - 2026Estimate TFSA contribution room using prior room, the 2026 C$7,000 annual limit, last-year withdrawals, and current-year contributions.Canada Capital Gains Tax CalculatorCanada - 2026Estimate taxable capital gains, losses, inclusion-rate assumptions, and resulting federal/provincial tax impact.Canada Land Transfer Tax CalculatorCanada - 2026Estimate provincial and city land transfer tax for common home-purchase scenarios, including Toronto and first-time buyer assumptions.Germany Wage Tax CalculatorGermany - 2026Estimate Lohnsteuer using taxable wages, tax class, children allowances, solidarity surcharge, and church tax assumptions.Germany Net Salary and Social Insurance CalculatorGermany - 2026Estimate employee net pay after pension, health, unemployment, long-term care insurance, wage tax, solidarity surcharge, and church tax.Germany Church Tax and Solidarity Surcharge CalculatorGermany - 2026Estimate add-on taxes from income tax, state church-tax rate, children allowance treatment, and solidarity surcharge thresholds.Germany Capital Income Tax CalculatorGermany - 2026Estimate Abgeltungsteuer on interest, dividends, and investment gains with saver allowance, solidarity surcharge, and church tax assumptions.Germany Real Estate Transfer Tax CalculatorGermany - 2026Estimate Grunderwerbsteuer from purchase price and federal-state rate, with state-specific assumptions visible.Singapore Income Tax CalculatorSingapore - 2026Estimate resident and non-resident individual income tax using chargeable income, reliefs, rebates, and YA-specific rates.Singapore CPF Contribution CalculatorSingapore - 2026Estimate Singapore employee and employer CPF contributions with 2026 age-rate context, editable rates, ordinary wages, additional wages, the S$8,000 OW ceiling, and annual wage ceiling.Singapore Property Stamp Duty CalculatorSingapore - 2026Estimate BSD, ABSD, and SSD for residential and non-residential property using buyer profile, property count, and price.Singapore Property Tax CalculatorSingapore - 2026Estimate annual property tax from annual value and owner-occupier, non-owner-occupier, or non-residential rates.Singapore Self-Employed MediSave CalculatorSingapore - 2026Estimate MediSave contributions for self-employed persons or platform-worker scenarios using net trade income and age.New Zealand Income Tax CalculatorNew Zealand - 2026/27Estimate annual income tax using current individual tax brackets, secondary-income assumptions, and taxable income from multiple sources.New Zealand PAYE CalculatorNew Zealand - 2026/27Estimate New Zealand PAYE deductions with income tax, ACC, KiwiSaver, optional student-loan repayment, pay frequency, and the 3.5% KiwiSaver default from 1 April 2026.New Zealand KiwiSaver CalculatorNew Zealand - 2026/27Project KiwiSaver savings with the 3.5% employee and employer defaults from 1 April 2026, ESCT, government contribution, taxable-income eligibility, balance, return, and term.New Zealand Bright-Line Property Tax CalculatorNew Zealand - 2026/27Estimate whether a residential property sale falls within the bright-line period and approximate taxable profit after costs.New Zealand Provisional Tax CalculatorNew Zealand - 2026/27Estimate provisional tax instalments from residual income tax using standard uplift and projected-income assumptions.Pakistan Salary Income Tax CalculatorPakistan - Tax year 2026Estimate salary tax from taxable salary, allowances, rebates, surcharge assumptions, and current tax-year slabs.Pakistan Withholding Tax CalculatorPakistan - Tax year 2026Estimate withholding under common sections for salary, services, contracts, bank profit, dividends, vehicles, and property transactions.Pakistan ATL Filer vs Non-Filer Tax Impact CalculatorPakistan - Tax year 2026Compare common withholding outcomes for active taxpayers and non-active taxpayers on banking, property, vehicles, and securities.Pakistan Property Transfer Tax CalculatorPakistan - Tax year 2026Estimate buyer and seller withholding taxes for immovable property transfers with filer status and property value assumptions.Pakistan Capital Gains Tax CalculatorPakistan - Tax year 2026Estimate capital gains tax for securities or immovable property using holding period, acquisition cost, sale value, and filer status.US Mortgage CalculatorUnited StatesEstimate a US-style monthly mortgage payment with principal and interest, down payment, property tax, homeowner insurance, PMI or mortgage insurance, HOA dues, total P&I payments, payoff date, amortization tables, charts, and optional extra principal payment.India Home Loan EMI CalculatorIndiaEstimate India home loan EMI, total interest, total principal-and-interest payments, payoff date, prepayment effect, and a repayment schedule with optional property tax, insurance, loan fees, and maintenance dues.UK Mortgage Repayment CalculatorUnited KingdomEstimate UK mortgage repayments with deposit, term years and months, monthly overpayment, total interest, payoff date, repayment schedule, and optional council tax, buildings insurance, service charge, or mortgage fees.Canada Mortgage CalculatorCanadaEstimate a Canadian mortgage payment with down payment, amortization, property tax, home insurance, mortgage loan insurance, condo fees, prepayment, payoff date, and amortization schedule.Australia Mortgage CalculatorAustraliaEstimate Australian mortgage repayments with deposit, council rates, home insurance, LMI or loan fees, strata fees, extra repayments, payoff date, total interest, and amortization charts.NZ Mortgage Repayment CalculatorNew ZealandEstimate New Zealand mortgage repayments with deposit, rates, house insurance, lender fees, body corporate fees, extra repayments, payoff date, total interest, and amortization schedule.Australia GST CalculatorAustralia - 2026Add or remove Australian GST using standard, zero, or custom rates with clear net, GST, and gross price results.UAE VAT CalculatorUnited Arab Emirates - 2026Add or remove UAE VAT using standard, zero, or custom rates with clear net, VAT, and gross price results.Canada GST/HST CalculatorCanada - 2026Estimate Canadian GST/HST and provincial tax by province or territory, with inclusive and exclusive price modes.Germany VAT CalculatorGermany - 2026Add or remove German VAT using standard, reduced, zero, or custom rates with clear net, VAT, and gross price results.Singapore GST CalculatorSingapore - 2026Add or remove Singapore GST using standard, zero, or custom rates with clear net, GST, and gross price results.New Zealand GST CalculatorNew Zealand - 2026Add or remove New Zealand GST at 15%, zero, or custom rates. Split GST-inclusive or GST-exclusive prices into net, GST, total, and the 3/23 GST portion.Pakistan Sales Tax CalculatorPakistan - 2026Add or remove Pakistan sales tax using standard, zero, or custom rates with clear net, sales tax, and gross price results.US Federal Income Tax CalculatorUnited States - Tax year 2026Estimate 2026 US federal ordinary income tax from filing status, deduction choice, taxable income, and credits.FICA Payroll Tax CalculatorUnited States - Calendar year 2026Estimate US Social Security, Medicare, and Additional Medicare payroll tax for 2026 wages.401(k) Contribution CalculatorUnited States - Tax year 2026Estimate 2026 401(k) employee contribution room, employer match, and projected retirement balance.Roth IRA CalculatorUnited States - Tax year 2026Estimate 2026 Roth IRA contribution eligibility, phase-out reduction, and future account growth.UK Income Tax + NI CalculatorUnited Kingdom - Tax year 2026/27Estimate UK take-home pay from employment income, income tax, employee National Insurance, tax region, and pre-tax deductions.UK Stamp Duty CalculatorEngland and Northern Ireland - 2026Estimate residential Stamp Duty Land Tax from property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge.UK VAT CalculatorUnited Kingdom - 2026Add or remove UK VAT using standard, reduced, zero, or custom VAT rates with clear net, VAT, and gross price results.ISA Allowance CalculatorUnited Kingdom - Tax year 2026/27Track UK ISA contributions, remaining annual allowance, planned contribution room, and Lifetime ISA bonus estimate.Pension Auto-Enrolment CalculatorUnited Kingdom - Tax year 2026/27Estimate UK workplace pension auto-enrolment status, qualifying earnings, employee contribution, employer contribution, and total contribution.India Income Tax CalculatorIndia - FY 2025-26 / AY 2026-27Estimate Indian income tax for FY 2025-26 by comparing the new regime and a basic old-regime calculation.HRA Exemption CalculatorIndia - FY 2025-26 / AY 2026-27Estimate India House Rent Allowance exemption from salary, HRA received, rent paid, city type, and tax regime.PPF CalculatorIndiaProject Public Provident Fund maturity value, total deposits, and interest from annual deposits and an entered rate.EPF / PF CalculatorIndiaEstimate India EPF/PF corpus from monthly salary, employee contribution, employer EPF split, EPS diversion, and interest.NPS CalculatorIndiaProject National Pension System corpus, lump-sum withdrawal, annuity corpus, and monthly pension estimate.India GST CalculatorIndiaAdd or remove India GST from an amount using common GST slabs, inclusive or exclusive pricing, intra-state CGST/SGST, inter-state IGST, or international/export treatment notes.Tool paths
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Borrowing and repayment
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EMI calculatorMonthly payment, total interest, and repayment.US mortgage calculatorUS monthly housing cost with tax, insurance, PMI, and HOA.India home loan EMI calculatorEMI, prepayment, and repayment schedule for India home loans.UK mortgage repayment calculatorDeposit, overpayment, and repayment schedule for UK mortgages.Canada mortgage calculatorDown payment, property tax, condo fees, and amortization.Australia mortgage calculatorHome loan repayments, strata fees, and extra repayments.NZ mortgage repayment calculatorDeposit, rates, body corporate fees, and extra repayments.Mortgage payoff calculatorExtra payments, prepayment, payoff time, and interest savings.Mortgage amortization calculatorPayment schedule, balance snapshot, principal, and interest.Mortgage affordability calculatorHome price from income, debt, DTI, and housing costs.Loan calculatorFixed-payment loan scenarios beyond mortgages.Refinance calculatorBreak-even after closing costs and a new rate.
Savings and investment returns
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APY calculatorEffective annual yield after compounding.CD calculatorMaturity value and interest earned.Future value calculatorProjected balance with monthly additions.SIP calculatorRecurring investment growth for monthly contributions.IRR calculatorInternal rate of return from yearly cash flows.Compound interest calculatorGrowth from rate, time, and compounding.
Valuation and return analysis
Use richer finance pages when the question is business value, irregular cash flow, or accounting return.
XIRR calculatorAnnualized return from dated cash flows.DCF calculatorDiscounted cash flow enterprise and equity value.WACC calculatorWeighted cost of equity and after-tax debt.ROE calculatorNet income compared with average equity.ROA calculatorNet income compared with average assets.ROS calculatorOperating profit as a share of revenue.TVM calculatorPresent value, payments, and future value.College value calculatorEducation ROI from net cost and earnings premium.
Tax, GST, and payroll
Keep country-specific tax and contribution pages close to the broader money tools.
Useful starting points
Start with these finance tools
US mortgage calculatorCheck US principal, interest, taxes, insurance, PMI, and HOA costs.SIP calculatorProject monthly investments, returns, and maturity value.Singapore CPF calculatorEstimate employee and employer CPF with editable ceilings.NZ GST calculatorAdd or remove 15% GST and see the inclusive GST portion.APY calculatorCompare nominal rate, compounding, APY, and interest earned.CD calculatorEstimate certificate of deposit maturity value and interest.
Compare money decisions with the right time period
Finance calculators are most useful when each input uses the same period, currency, and cash-flow timing. A monthly loan payment, annual return, APY, CD term, tax rate, and investment contribution answer different questions, so start by choosing the tool that matches the decision: borrowing, saving, investing, tax, payroll, or business return.
For savings and investment pages, keep the difference between nominal rate, APY, future value, NPV, and IRR visible. APY compares deposit yields after compounding, future value projects a balance, NPV translates cash flows into today's money, and IRR solves for the rate that makes those cash flows break even.
For real decisions, replace defaults with current rates, fees, and terms from the provider. The calculator can show the math clearly, but it cannot know lender fees, withdrawal penalties, tax treatment, investment risk, or product rules unless those are entered or checked separately.
- Match monthly and annual inputs before comparing results.
- Use APY for deposit-yield comparison and NPV or IRR for cash-flow projects.
- Check fees, taxes, penalties, and provider terms before committing money.