Finance calculator
Recurring Investment Calculator
Calculate SIP maturity value, invested amount, and estimated returns for recurring monthly investments.
Formula
Recurring investment future value formula
Investment returns are not guaranteed. This calculator projects outcomes from the rate you enter and does not predict market performance.
FV = P x (((1 + i)^n - 1) / i) x (1 + i)
For a monthly investment of 5,000 at 12% annual return for 10 years, use i = 12 / 12 / 100 and n = 120 months.
Sources and assumptions
Investment projection source notes
This profile covers deterministic investment projections such as recurring investments, compounding, retirement savings, and dollar-cost averaging. Results depend entirely on the rate and contribution assumptions entered by the user.
- Effective year
- 2026
- Last verified
- 2026-05-27
Investment returns are not guaranteed. This calculator projects outcomes from the rate you enter and does not predict market performance.
Official and reference sources
Assumptions
- Projected return is entered by the user and treated as constant.
- Recurring contributions are assumed to happen on schedule.
- Fees, taxes, exit loads, and market volatility are not deducted unless a calculator explicitly includes them.
Not included
- Investment advice, fund selection, guaranteed returns, and risk profiling.
- Tax treatment, lock-ins, inflation adjustment, and cash-flow timing beyond the calculator inputs.
- Market drawdowns, sequence risk, and changing contribution amounts unless entered manually.
FAQs
What does maturity value mean?+
It is the estimated future value of recurring investments after compounding at the selected annual return.
Are recurring investment returns guaranteed?+
No. The result is an estimate based on the rate you enter and does not predict market returns.
How does the Recurring Investment Calculator calculate the result?+
It uses the Recurring investment future value formula: FV = P x (((1 + i)^n - 1) / i) x (1 + i). For a monthly investment of 5,000 at 12% annual return for 10 years, use i = 12 / 12 / 100 and n = 120 months.
What information do I need to use the Recurring Investment Calculator?+
Calculate SIP maturity value, invested amount, and estimated returns for recurring monthly investments.
How accurate is the Recurring Investment Calculator?+
Recurring Investment Calculator applies the formula and assumptions shown on this page. Results may be rounded for readability, so verify changing rates, thresholds, medical guidance, or legal rules with the cited source or a qualified professional.
What should I check before using the Recurring Investment Calculator result?+
Check that the units, dates, rates, and assumptions match your situation. Change one input at a time to understand which values have the largest effect on the result.
Finance guide
How to use the Recurring Investment Calculator
Calculate SIP maturity value, invested amount, and estimated returns for recurring monthly investments. The page also explains the recurring investment future value formula and shows a practical example: For a monthly investment of 5,000 at 12% annual return for 10 years, use i = 12 / 12 / 100 and n = 120 months.
- 1
Enter your details
Enter the values for the recurring investment calculator scenario you want to check.
- 2
Check the calculation
Review the result alongside the recurring investment future value formula: FV = P x (((1 + i)^n - 1) / i) x (1 + i).
- 3
Compare scenarios
Change one or more inputs to see how they affect the recurring Investment Calculator result before you use the estimate.
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