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United Kingdom flagEngland and Northern Ireland - 2026

UK Stamp Duty Calculator

Estimate residential Stamp Duty Land Tax from property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge.

FormulaSDLT = sum of each property price slice x marginal SDLT rate

Formula

Stamp Duty Land Tax estimate

This simplified calculator applies residential SDLT rules for England and Northern Ireland. It excludes Scotland LBTT, Wales LTT, leasehold details, linked transactions, companies, trusts, and relief edge cases.

SDLT = sum of each property price slice x marginal SDLT rate

A 295,000 standard residential purchase pays 0% on the first 125,000, 2% on the next 125,000, and 5% on the remaining 45,000.

SourcesThis profile covers a simplified England and Northern Ireland residential Stamp Duty Land Tax estimate using current marginal bands, first-time buyer relief, higher rates for additional dwellings, and the non-resident surcharge.

Sources and assumptions

UK Stamp Duty Land Tax source notes

This profile covers a simplified England and Northern Ireland residential Stamp Duty Land Tax estimate using current marginal bands, first-time buyer relief, higher rates for additional dwellings, and the non-resident surcharge.

Effective year
2026
Last verified
2026-05-29

This simplified calculator applies residential SDLT rules for England and Northern Ireland. It excludes Scotland LBTT, Wales LTT, leasehold details, linked transactions, companies, trusts, and relief edge cases.

Official and reference sources

Assumptions

  • The property is residential and located in England or Northern Ireland.
  • The calculator applies marginal SDLT bands to the slice of property price in each band.
  • First-time buyer relief is applied only up to the current relief price limit.
  • Additional dwelling and non-resident settings add surcharge percentages to the applicable bands.

Not included

  • Scotland LBTT, Wales LTT, mixed-use rates, leasehold premium and rent rules, companies, trusts, and linked transactions.
  • Multiple dwellings relief, relief claims, special acquisitions, refunds, and transitional provisions.
  • Legal advice, conveyancing checks, and exact HMRC filing workflow.
FAQ6 common questions for this calculator.

FAQs

Does this cover Scotland and Wales?+

No. Scotland uses LBTT and Wales uses LTT. This calculator is for Stamp Duty Land Tax in England and Northern Ireland.

How are additional dwelling and non-resident rates handled?+

The calculator adds the selected surcharge percentages to the relevant SDLT bands for a planning estimate.

How does the UK Stamp Duty Calculator calculate the result?+

For the UK Stamp Duty Calculator, it uses the Stamp Duty Land Tax estimate: SDLT = sum of each property price slice x marginal SDLT rate. A 295,000 standard residential purchase pays 0% on the first 125,000, 2% on the next 125,000, and 5% on the remaining 45,000.

What information do I need to use the UK Stamp Duty Calculator?+

For the UK Stamp Duty Calculator, enter property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge. Keep the units consistent with the calculator fields and compare your setup with the worked example on the page.

How accurate is the UK Stamp Duty Calculator?+

UK Stamp Duty Calculator is accurate for the rates, amounts, dates, and rules entered. It uses the Stamp Duty Land Tax estimate shown on this page. Real products can differ because of fees, taxes, contract terms, or changing official thresholds.

What should I check before using the UK Stamp Duty Calculator result?+

For the UK Stamp Duty Calculator, check property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge, then compare the Stamp Duty Land Tax estimate and worked example with the contract or source you will rely on. Fees, tax year, currency, and payment timing can change the final decision.

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Finance guide

How to use the UK Stamp Duty Calculator

Estimate residential Stamp Duty Land Tax from property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge. The page also explains the stamp Duty Land Tax estimate and shows a practical example: A 295,000 standard residential purchase pays 0% on the first 125,000, 2% on the next 125,000, and 5% on the remaining 45,000.

  1. 1

    Enter your details

    Enter property price, buyer type, first-time buyer relief, additional dwelling rates, and non-resident surcharge, then complete any other fields shown in the calculator.

  2. 2

    Check the calculation

    Review the result alongside the stamp Duty Land Tax estimate: SDLT = sum of each property price slice x marginal SDLT rate.

  3. 3

    Compare scenarios

    Change one or more inputs to see how they affect the UK Stamp Duty Calculator result before you use the estimate.